Rabu, 17 Juli 2013

What kind of bicycle helmet should I buy?

best bike helmet for 6 year old on Western Shirt,US Marshall Tweed Vest,Old West Preacher's Vest,Old ...
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jamie68117


I'm not really sure how much money my dad wants to spend on one. Probably no more than $50, but I'm not sure.

I tried on an adult helmet that we already had, (I'm guessing a men's one) but it was too big!

I think it'd be nice to get a helmet that has a little hole for a pony-tail, but it's not the end of the world if it doesn't have one.

I live in Omaha, NE, so we have quite a few bike shops, as well as a bunch of sporting goods stores.

I know we don't want to buy one off the internet. Should I go to a bike or sporting goods store, or just go to target or wal-mart?

Is there really a big difference between $25 helmets and $50 helmets?

OH and if an adult helmet was too big, should I get a youth size? Or a women's size? Or what?

I don't want it to be super ugly either. I'm a 16 year old girl so if it looks really ugly I probably won't have any motivation to wear it.
OH and I ride about 6 miles on a paved trail each time I ride, and I go about 4-5 days a week.



Answer
Any helmet you like and fits will work. They are all tested and approved meeting govt. standards. At 16 you will need an adult helmet. Some models offer universal fit, 1 size fits all. I don't like those. Find a model you like with s,m,l sizing. An exact fit is achieved by using the extra pads that come with most helmets. You should be able to find quite a few under $50.

How much cheaper to own is a motorcycle than a car?




David


I'm trying to choose between a couple years old honda civic coupe (approx $10k) and a couple year old motorcycle (not sure exactly which one yet, but planning on getting a reliable and affordable bike that is a couple years old).

I also will buy a quality helmet, jacket, boots, and gloves.

Is insurance more or less expensive? Also take into consideration gas savings, potential medical bills (hopefully not), etc.

Specifically, how much cheaper is it?



Answer
Motorcycles are considerably cheaper. The primary cost is much cheaper. You can get a nice, brand new bike for around $8,000 or a one or two year old bike for around $6,000.

Insurance varies widely depending on what coverage you're looking for. Liability, that's coverage to pay for things you hit, is generally very cheap with bikes. Collision and Comprehensive, the coverages that pay for the bike if you wreck or it's stolen, varies from person to person but as a general rule, you can get Collision, Comprehensive and liability coverage for under $300/year. That's pretty cheap. What you're not getting is any medical coverage for yourself if you get hurt. That's, for obvious reasons, very expensive coverage to buy on a motorcycle, expect about $100/mo just for that coverage.

Motorcycles usually get at least 50mpg, so good savings on gas. If you get decent safety gear you'll spend about a grand on that.

So, there's really only two reasons not to get one. First, and you nailed it here, motorcycles are EXTREMELY dangerous. What would ruin your day in a car, say a guy merges into you and scrapes your door, could kill you on a bike. Even if you're an extremely safe rider, who's to say the guy on that cross street is? Oops, didn't see that stop sign, there goes a leg, right?

Motorcycle bodily injury coverage, the expensive stuff I was talking about, usually only covers up to $10,000, and that's if you buy a lot of it. So that coverage could be used up with just one helicopter ride to the hospital. The rest would be on your own dime. A couple days in the hospital can easily cost over $100,000. So, if you're on a bike, you MUST have your own health insurance.

The other issue is, what do you do when it rains? "Sorry boss, can't come in until the rain stops . . . " If you live in Arizona, or maybe LA, you can get away with having a bike for your only vehicle, just about anywhere else, it's just stupid.




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Title Post: What kind of bicycle helmet should I buy?
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