Jumat, 06 September 2013

do i need to know anything important before bike riding on bike lanes in chicago?

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Anthony


Its finally summer, and for once i plan on using the old bike in my garage to go places. Are there any rules or things i should know before I hit the streets?


Answer
Designated bike lanes are a joke! Separate but equal? My @ss! All a bike lane does is put you in the "no zone". "No officer, I didn't see the guy on the bike." Or if they do see you - the ignore zone. Ignore 'em, they got their own lane.

The most common occurrence in a bike lane is the old "right hook". Cars will pass on your left & make an IMMEDIATE right turn DEAD in front of you. As you approach a 3 way or 4 way intersection in a bike lane, scan around for cars possibly looking to turn. That's why a helmet mirror is important.
http://www.amazon.com/Safe-Zone-Bicycle-Helmet-Mirror/dp/B003LVHZ4O/ref=cm_cr_pr_product_top/189-4719599-8876809

And what happens if you need to make a left turn? Now you are forced to cross out of the bike lane and cross one (or more) traffic lanes to get into the proper lane.

Rules? You follow the SAME rules & regulations as motorized traffic. Plus there is a separate set of laws for cyclists. http://www.cyberdriveillinois.com/publications/pdf_publications/dsd_a143.pdf See the illustration on page 7? Forget it!!! That shows a line of bicyclists riding way TOO close to the curb! NEVER ride next to the curb. A) Puts your tires in a vulnerable spot to pick up road debris causing flats. B) Motorists don't SEE you. ALWAYS ride away from the curb 5 feet or so. ALWAYS go around parked cars leaving 5 to 6 feet of space - out of the "door zone".

To my knowledge, there is no law stating you MUST use the bike lane. If cars are parked to close, crossing the white line - or a delivery truck is blocking the bike lane - scan with that mirror - LOOK - signal & get out of the damn bike lane.

I repeat...designated bike lanes are a joke! Most are designed by engineers & city planners who never ride a bicycle.

What kind of insurance would a Bicycle Tour Guide need in NYC?




cycletours


I am in the very early stages of planning a tour guide company that offers themed tours throughout NYC. Any lawyers or insurance people out there? Any idea what kind of insurance I'd need. I'll have a fleet of 15-20 bikes, everyone wearing helmets and operating mainly in Brooklyn and Manhattan.
Thanks!



Answer
You are going to have to contact a local insurance broker in your area. The property coverage, the coverage for the bicycles, won't be big problem however the liability exposure of taking people on a bicycle tour of a busy, major metropolitan city is HUGE. No standard insurer is going to look at this (forget State Farm), so you're going to need the services of an insurance broker.




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Title Post: do i need to know anything important before bike riding on bike lanes in chicago?
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