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a curious
Sometime during the upcoming months i am looking into financing a New 2013 Street Triple R with around 2500$ in accessories (12,500$ before taxes, fees) I plan to put around 5000$ or more down and am wondering what i'd end up paying monthly for it ( not including insurance -_- ) Along with that i understand all places are different, but what are your experiences with Triumph dealerships? I live in Miami, FL and there are about 3 dealerships within 2 hours from my location.
Thanks you to all!
Been riding a suzuki gsx650f for 2 years, still consider myself a new rider i suppose, but am confident in my abilities and over time have been learning to properly pace my learning.
Answer
2500 in accessories?
What the heck are you adding to the bike?????
He saw you coming
it would be helpful to know as it sounds like you are turning it into a bike they might already produce for more than it would cost you to buy that bike?
sounds like you are trying to turn a street triple into a daytona!!!!
Firstly the sales man doesn't give a penny for your thoughts or your ability to pay, he will load your accessories as much as you like and be laughing down his sleeve at the profit he will be making on your niavity.
You do know that the profit mark up on the accessories is more than 40%. you might as well give him the cash to put in his back pocket.
1. bargain the price of the bike right down. agree a cash value of the bike before you even offer a trade or a down payment
2 Don't whack a lump sum down as a payment hoping to save more on finance.
the % interest paid is HIGHER for a small amount than it is for a larger amount
Say 9% ( 17% apr) for 7,500 and 15% ( 35% apr) for 5,000 so in three years you actually pay nearly a 1/5th more for the lower borrowed value.
3 Dealers deals, you find the bike in one dealership leave and visit another, tell the saleman you are going to look at the bike in another garage ... the salesman wants your money, he will comp accessories to get you to sign the deal...
4 Right you've bought the bike as standard at a more reasonable price and saved yourself some money You have the lump sum left to spend on accessories. look for deals and offers. If it is the fact you are buying triumph branded clothing, DON'T buy it from the triumph outlet!!! go to the manufacturers outlet, they will sell the same product for a lot less. Just because it say's triumph it doesn't mean it is made by them.
a davida helmet brought from triumph is between 35 and 50 dearer than one brought from davida themselves, and the accessories offered for the davida helmet through triumph are not as numerous as those offered through davida.Same as the Visor sold by both triumph and davida it is a bob heath and costs 20 less direct from bob heath.
Better mechanical accessories are offered from non franchised accessory suppliers, things like billet fork braces billet bar end indicators. look a little deeper.
So
put less than 1000 down on deposit the rest of the bike 7500 on finance, cut your accessories bill by shopping around.
NB. putting 2500 of accessories on the bike will almost double your insurance, BUT not to cover their replacement... it is to cover their impact on an accident as they are not crash tested or passed safe for the bike by the constructor. so you are paying higher premiums for components that won't get replaced purely to protect you against liability.
Also in the case of a total loss If you had the whole 12,500 on finance (some 17,800 in total) the insurance company would only pay out the 10,000 for the value of the bike.
2500 in accessories?
What the heck are you adding to the bike?????
He saw you coming
it would be helpful to know as it sounds like you are turning it into a bike they might already produce for more than it would cost you to buy that bike?
sounds like you are trying to turn a street triple into a daytona!!!!
Firstly the sales man doesn't give a penny for your thoughts or your ability to pay, he will load your accessories as much as you like and be laughing down his sleeve at the profit he will be making on your niavity.
You do know that the profit mark up on the accessories is more than 40%. you might as well give him the cash to put in his back pocket.
1. bargain the price of the bike right down. agree a cash value of the bike before you even offer a trade or a down payment
2 Don't whack a lump sum down as a payment hoping to save more on finance.
the % interest paid is HIGHER for a small amount than it is for a larger amount
Say 9% ( 17% apr) for 7,500 and 15% ( 35% apr) for 5,000 so in three years you actually pay nearly a 1/5th more for the lower borrowed value.
3 Dealers deals, you find the bike in one dealership leave and visit another, tell the saleman you are going to look at the bike in another garage ... the salesman wants your money, he will comp accessories to get you to sign the deal...
4 Right you've bought the bike as standard at a more reasonable price and saved yourself some money You have the lump sum left to spend on accessories. look for deals and offers. If it is the fact you are buying triumph branded clothing, DON'T buy it from the triumph outlet!!! go to the manufacturers outlet, they will sell the same product for a lot less. Just because it say's triumph it doesn't mean it is made by them.
a davida helmet brought from triumph is between 35 and 50 dearer than one brought from davida themselves, and the accessories offered for the davida helmet through triumph are not as numerous as those offered through davida.Same as the Visor sold by both triumph and davida it is a bob heath and costs 20 less direct from bob heath.
Better mechanical accessories are offered from non franchised accessory suppliers, things like billet fork braces billet bar end indicators. look a little deeper.
So
put less than 1000 down on deposit the rest of the bike 7500 on finance, cut your accessories bill by shopping around.
NB. putting 2500 of accessories on the bike will almost double your insurance, BUT not to cover their replacement... it is to cover their impact on an accident as they are not crash tested or passed safe for the bike by the constructor. so you are paying higher premiums for components that won't get replaced purely to protect you against liability.
Also in the case of a total loss If you had the whole 12,500 on finance (some 17,800 in total) the insurance company would only pay out the 10,000 for the value of the bike.
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Title Post: Need help from Triumph riders & info on dealerships.?
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Thanks For Coming To My Blog
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